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Anonymous Group
In this Group: Anonymous*, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
* not pictured
The client is a member of the RIZIKI MPYA group. She is a dynamic 52-year-old widow and an experienced entrepreneur. She sells embers, bananas etc.. Her husband passed away unexpectedly after a short illness.

She started her own business right after getting married. Three years ago she learned that the micro-finance institution Hekima was providing micro-loans. This is how she obtained her first loan of 50 USD, which allowed her to strengthen her business. With the profits from her activity she is able to put some money into saving, to feed her children, and to provide for their education.

She has just obtained her eleventh loan. During that time period, her business has grown positively. This is why she has decided to request a new loan cycle. This new loan will be used to buy five bags of embers and four bunches of bananas.

She would also like to see her children grow comfortably. She thanks Hekima for its actions in favor of the empowerment of poor women excluded from the traditional banking system.
View original language description ↓
La cliente, membre du groupe de crédit Riziki Mpya, Femme veuve dynamique, entrepreneur expérimentée, âgée de 52 ans. Elle est vendeuse de braises, bananes, etc. Son mari fut inopinément décédé suite à une courte maladie. Elle a commencé son business de lors qu’elle fut mariée. Il ya 3 ans qu’elle fut informée de micro crédit qu’octroi l’IMF Hekima. Ainsi, elle bénéficia son premier crédit de 50$ pour renforcer ses affaires. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Cependant, elle vient d’obtenir son 11eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Ainsi elle a décidé de renouveler son cycle de crédit. Ce nouveau crédit doit lui servir de s’approvisionner avec 5 sacs de braises, 4 régimes de bananes. En plus, elle souhaite voir ses enfants grandir confortablement. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,380,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $2,450 loan helped a member to buy five bags of embers and four bunches of bananas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2012
Listed
Apr 8, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012