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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
This client is 51 years old and a member of the loan group Arche. She lives alone and is an energetic, ambitious, and self-taught entrepreneur. She sells beverages (Primus, Fanta, Mutzig, etc.). She started her business by selling sugar cane at the roadside. Later, her business changed and evolved. She has a small hut called Place Vadam, where she welcomes her customers who come to [quench] their thirst.

She was informed of the microloans awarded by the MFI Hekima, and she benefited from her first loan of $50 for bolstering her business. The profits from her work go toward savings, food, and schooling support for her children and grandchildren.

Meanwhile, she has just obtained her seventh loan. During the time period, this client saw her business prosper. So she decided to increase her loan amount for this new cycle. This new loan must serve to supply her with 30 cases (de Fanta, Primus, Mutzig, etc.). In addition, she wishes to see her children grow up and to expand her horizons by opening a snack bar.

This client thanks Hekima for the actions it takes to help poor women excluded from traditional banks to become autonomous.
View original language description ↓
La cliente, membre du groupe de crédit arche, femme vivant seule, dynamique, ambitieuse, entrepreneur autodidacte, âgée de 51 ans. Elle est vendeuses des boissons (Primus, Fanta, Mutzig, etc.). Elle a commencé son business par la vente de cannes à sucre au long de la rue, plus tard elle évolua et changea l’activité. Elle détient une petite maisonnette dénommée place vadam, siège où elle reçoit ses clients qui viennent attiser leur soif. Alors qu’elle fut informée de micro crédit qu’octroi l’IMF Hekima, elle bénéficia son premier crédit de 50$ pour renforcer ses affaires. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants et petits fils. Cependant, elle vient d’obtenir son 7eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Ainsi elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 30 casiers (de Fanta, Primus, Mutzig, etc.). En plus, elle souhaite voir ses enfants grandir et ouvrir ses horizons en ouvrant un snack bar. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,942,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $1,450 loan helped a member to pay for 30 cases (of Fanta, Fanta, Primus, Mutzig, etc.).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2012
Listed
Apr 7, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012