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Uruila is a 53-year-old widow. She has raised 5 children and lives with her youngest school-age son. For a long time, Uruila worked as a physics teacher in the local school. In 2010, while looking for a source of additional income for her family, she launched her own business selling spare parts at the market. Thanks to Uruila's persistence and hard work, she was able to develop her business so that it now makes 20,000 som (KGS) per month. Presently, the assortment of goods in the shop is not very wide, and for this reason Uruila has turned to Bai Tushum & Partners for a loan of 51,000 som (KGS). She is planning to invest a part of her profits from this loan into purchasing building materials to construct a store, and another part into further development of her business.
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Уруйле 53 лет, вдова, воспитала 5 детей, живет с младшим сыном – школьником. Уруйла долгое время проработала преподавателем физики в местной школе. В 2010 году, в поисках дополнительного источника дохода для своей семьи, Уруйла начала свой бизнес в торговле запасными частями на рынке. Благодаря настойчивости и упорному труду, Уруйла сумела развить свой бизнес с ежемесячным доходом в 20,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Уруйла обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 51,000 сом (KGS). Доходы от кредита Уруйла планирует частично вложить в закуп стройматериалов для постройки магазина, и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Uruila to broaden the assortment of goods in her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 5, 2012
Currency Exchange Loss:
Apr 17, 2013