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Tsermaa is a 55-year-old woman who lives with her daughter and her infirm spouse in a small apartment. Her daughter is a high school pupil, and her husband became infirm a few years ago.

Aside from looking after her spouse, she supports her family by operating a pharmacy business downstairs from her apartment. She is a very hard-working and strong woman who vows to live her life only for her family.

“I have a few years' experience in the pharmacy business and I really appreciate that my business has expanded since I started it. If I buy a cash register, I can save all incoming funds there, not in my wallet. It's more comfortable for me and safer for my micro business,” she said happily.

Tsermaa is requesting a 1,500,000 Mongolian Tugriks (MNT) to purchase a cash register for her pharmacy.

Additional Information

About Transcapital

Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.

About Mongolia

  • $5,900
    Average annual income
  • 3
    View loans »
    Mongolia Loans Fundraising
  • $15,398,050
    Funds lent in using Kiva
  • 1,300.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Tsermaa to purchase a cash register for her pharmacy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2012
Apr 12, 2012
Currency Exchange Loss:
Oct 15, 2012