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Morn is 61 years old. She is widowed and resides with her two children in Kampong Chnang Province, Cambodia. She has been selling Khmer noodles (rice noodles topped with a green fish gravy, fresh vegetables and other greens) for over two years, earning approximately $2 per day. Her two children are employed as a dealer and a factory worker. They earn approximately $6 per day.

Due to the difficulty caused by her family’s living without a water supply, Morn is requesting a loan of $1,000 to pay to have a well dug in order to supply water for her family to use.

In the future, she would like to run a grocery store to generate extra income to support the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 102
    View loans »
    Cambodia Loans Fundraising
  • $35,470,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Morn to pay for a well to be dug for her family's use.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 5, 2012
Apr 12, 2012
Currency Exchange Loss:
Jul 17, 2013