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Yousef is a 22-year-old young single man. For the past three years, Yousef has been opening a barber shop, which has been a profitable project and the only source of income for him.

Yousef wants to improve the quality of his work by purchasing a new barber kit, so he is requesting a USD youth loan from FATEN to help him cover the costs. Taking this loan will improve the quality of Yousef's work and attract new customers to the barber shop, which will lead to an increase in Yousef's income.

Yousef is photographed in his barber shop while he is cutting hair for one of his customers.

About this loan product:
FATEN offers loans that are customized for Muslim borrowers. A key principle of Islam is the prohibition of charging interest on a loan. This prohibition is based on the belief that money is only a medium of exchange and has no value in itself. In order to offer loans in a manner that is consistent with borrowers' values, FATEN charges 0% interest on this loan. However, FATEN does charge a servicing fee to cover its costs. The loan amount you see listed on Kiva includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you according to this loan’s repayment schedule. For more information on lending in the Muslim world, please click here.

Additional Information

More information about this loan

This loan is helping support a borrower who is 35 or under. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 39
    View loans »
    Palestine Loans Fundraising
  • $12,470,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Yousef purchase a barber kit.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 27, 2012
May 1, 2012
Currency Exchange Loss:
Nov 17, 2013