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Regina Despertina
In Crucita Parish, which is in Portoviejo Canton, we find a place known as Los Arenales. Here, every fifteen days, the members of Banco Comunal Fe y Esperanza (Faith and Hope Communal Bank) meet. This place is known for its beautiful beaches, gastronomy and the quality of people.

Regina lives here and is 31 years old. She is in a common law marriage, from which she has two children who are 14 and 11 years old. Both go to school. Her husband is a fisherman.

She is taking out the loan to help her husband, who is a fisherman and utilizes the credit for his high seas fishing, while Regina cleans the fish once they dock in her town. Her husband leaves at dawn to return in the afternoon. It is then that she goes into action and starts her work cleaning the fish to sell them to the shopkeepers that go to Los Arenales to buy the fish and bring them to large businesses in the city of Manta. They have been doing this work for more than 13 years and in this way have been able to get ahead in life with their family.

She will use this loan to purchase materials for fishing such as gas, nets, cords and various items necessary for fishing. She has been a member of the communal bank for more than two years. She is the secretary of the bank and she likes the institution for the benefits and loans that it offers.

Her dreams are to have a car to distribute her fish directly to the businesses.
View original language description ↓
En la parroquia Crucita del cantón Portoviejo encontramos un lugar conocido como los Arenales, aquí cada quince días se reúnen las socias del Banco Comunal Fe y Esperanza, este lugar es conocido por sus hermosas playas por su gastronomía y por la calidez de su gente.

En este lugar vive la señora Regina, tiene 31 años de edad, mantiene una relación de unión libre de la cual tiene dos hijos de 14 y 11 años de edad, ambos estudian en colegio. El marido se dedica a la pesca.

Ella realiza el crédito para ayudar a su esposo, él se dedica a la pesca y utiliza el crédito para sus faenas en alta mar, ella se dedica tareas de limpieza de los peces una vez que desembarcan en las playas de su localidad. Su esposo sale desde la madrugada para regresar por las tardes, es allí donde nuestra amiga entra en acción y empieza con su labor de limpieza de los peces para entregarlos a los comerciantes que llegan hasta los Arenales a recoger los productos y luego llevarlos a las grandes empresas en la ciudad de Manta. Llevan más de 13 años dedicados a esta labor y es así como han sacado adelante a su familia.
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Este crédito lo va a emplear en comprar materiales para la pesca como combustibles, redes, piolas y varias cosas necesarias para la pesca. Está en el Banco Comunal hace más de 2 años, es la secretaria del banco y le gusta por los beneficios y créditos que ofrece la institución.

Sus sueños son tener un carro para distribuir sus productos directamente a las empresas

About Ecuador

  • $10,200
    Average annual income
  • 98
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Regina Despertina purchase gas, nets, cords and other materials for fishing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012