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Alicia Esperanza
Alicia is a 52 year old woman. She’s a single mother; her son is 20 years old. They live together in Santo Domingo, a canton in Santo Domingo de los Tsáchilas Province which is one of Ecuador’s most densely populated. It is very popular in that it has several monuments spread through the city among which is the Monument to the Red Indian, a sector known as “Y del Colorado.” Santo Domingo is a privileged canton with marvelous, hardworking, enterprising people who strive tirelessly to develop and make progress. They always receive tourists with open arms and take them to visit the marvels of its culture and surroundings.

Alicia has owned a small kindergarten (educational center for infants) for 15 years located in the parish where she lives. She works together with a preschool teacher she employs. Alicia wants to upgrade the furniture because what she has now has several years of usage already. With this, she hopes to better serve her little customers and thus give them good care.

She needs a loan to carry out this renovation. This isn’t her first loan. She’s had previous group loans but this will be her first individual loan. One can see that this businesswoman has grown thanks to micro financing.

Her dream is to obtain a Master’s in Education to have a better quality educational center not only to earn higher income but because her vocation is providing children with their initial learning.
View original language description ↓
Alicia es una mujer de 52 años, es una madre soltera, su hijo tiene 20 años de edad. Juntos viven en "Santo Domingo" que es un cantón de la provincia de "Santo Domingo de los Tsáchilas" el cual es uno de los más densamente poblados del Ecuador. Tiene un gran atractivo ya que posee varios monumentos distribuidos por toda la ciudad entre el que está el Monumento al Indio Colorado, sector conocido como la “Y del Colorado”. Santo Domingo es un cantón privilegiado, con gente maravillosa, trabajadora y emprendedora, que lucha incansablemente por el desarrollo y progreso, que recibe al turista siempre con los brazos abiertos y los lleva a conocer lo maravilloso de su cultura y entorno.

Alicia es dueña de un pequeño jardín de infantes (centro de educación infantil) desde hace 15 años ubicado en la parroquia donde ella reside. Trabaja junto a una profesora parvularia a quien da empleo. Alicia desea renovar su inmobiliario ya que el que actualmente tiene ya tiene algunos años de uso. Con esto ella espera servir mejor a sus pequeños clientes, y así darles un buen trato.

Para esta renovación ella necesita un crédito con el cual pueda cumplir su objetivo. Este no es su primer crédito, ha tenido créditos grupales anteriormente sin embargo si es su primer crédito individual. Se puede ver que esta empresaria ha crecido gracias a las microfinanzas.

Su sueño es poder tener un masterado en educación y así poder tener un centro educativo con una mejor calidad y no solamente para tener mayores ingresos sino porque su vocación es dar a los infantes sus primeros conocimientos.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Alicia Esperanza to buy furniture for her kindergarten.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 20, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013