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Jose Esteban

Update on Jose Esteban

José is asking for la new loan because he needs to improve and acquire new tools he uses in his barber shop. He will buy a new electric hair clipper, talc, paper, lotion and combs which will help him have a better established barber shop and to provide better customer service.

José believes that he’s in better conditions than before using his first loan because thanks to these loans he’s been improving and changing his family’s conditions.
View original language description ↓
José, está solicitando un nuevo préstamo, esto debido a la necesidad de mejorar y adquirir nuevos materiales que utiliza en la barbería, comprándose una nueva máquina para cortar pelo, talco, papel, loción, peines, esto le ayudara a tener mejor establecida la peluquería y atender mejor a la clientela.
José considera estar en mejores condiciones que antes de utilizar su primer préstamo, pues gracias a estos financiamientos se ha ido superando, cambiando las condiciones de su familia.

Previous Loan Details

José is a hairdresser who lives with his wife and two children. He is the only one who works in his family. He learned hairdressing with some friends. He works for himself and has a stand in the town market. He is requesting a loan to buy tools for his hairdressing business: clippers, gels,… More from Jose Esteban's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 623
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Jose Esteban to buy an electric hair clipper, talc, paper, lotion and combs.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
N/A
Expired:
May 16, 2012
This photo was used before for a previous loan for Jose Esteban. It was first posted on Kiva on Dec, 2011. Learn More