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Sulma Marina
Sulma, aged 40, is married and has four children aged 8, 16, 20 and 23. She lives in a village in Morazán, in Yoro.

Six years ago Sulma established her own convenience store business, where she sells products such as sugar, rice, salt, eggs, sodas, beans, sweets, etc. This business that she started through her own efforts earns her income that allows her to cover her expenses for food and education for her children.

She has received support from ODEF through loans, which have allowed her to keep her business stocked and have better financial stability for her family.

She is currently requesting her fifth loan to stock up on more food products, such as rice, sugar, beans, sodas, bread, sweets, milk, etc.

Her primary goal is to provide her children with the necessary education, and to expand her business premises.
View original language description ↓
Sulma de 40 años de edad, es casada, tiene 4 hijos con edades de 8, 16, 20 y 23 años de edad, vive en una aldea de Morazán, Yoro.

Hace 6 años que doña Sulma estableció su propio negocio de una pulpería donde vende productos como ser: azúcar, arroz, sal, huevos, refrescos, frijoles, dulces etc.de este negocio que inicio con propios esfuerzos, obtiene ingresos que le permiten cubrir gastos de alimentación y educación a sus hijos.
Ha recibido apoyo de ODEF mediante préstamos donde ha podido mantener surtido el negocio y tener una mejor estabilidad económica familiar. Actualmente está solicitando el quinto préstamo para surtir más de productos alimenticios como arroz, azúcar, frijoles, refrescos, pan, dulce, leche, etc.
La meta que tiene es primero darle la educación necesaria a sus hijos, y ampliar el local del negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 55
    View loans »
    Honduras Loans Fundraising
  • $8,365,525
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sulma Marina to stock up her convenience store business with more food products, such as sugar, rice, beans, sodas, salt, bread, sweets, milk, and other things.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013