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Matilde
Matilde is a 52 year old woman living alone in Santo Domingo which is one of Ecuador’s youngest cities. It’s built at the point where the mountains and the coast meet. It is a privileged spot not only because of its ethnic richness but also because of its scenery.


Santo Domingo currently belongs to the Santo Domingo de los Tsáchilas Province which was recently formed in 2007. Santo Domingo’s main fiesta is celebrated with an intense influx of visitors and with commercial and cultural interchange. A large fair takes place in the cattlemen’s association grounds where the best examples of various breeds and crossbreeds from the region’s haciendas are exhibited and compete.


Matilde has a farm where she lives and works. She’s been farming for the last 25 years, an activity that has made it possible for her to survive. She grows cocoa beans, bananas and traditional regional products to then sell. Field work is very hard; her work days average ten hours.


Matilde wants to invest in clearing and maintaining her farm and to do so needs to hire staff that will help her and machinery to remove the bad weeds from the place. Because of this she needs a loan that will allow this woman to continue working.


Her loan officer has concluded after conducting an evaluation that this woman has low risk of delay or default. We hope that things turn out well for Matilde and that she will be able to have a refreshed farm with new crops. Her dream is to have a farm with more crops and despite living alone she thinks about her grandson who keeps her moving forward and growing.
View original language description ↓
Matilde es una mujer de 52 años que vive sola en "Santo Domingo" que es una de las ciudades más jóvenes del Ecuador, actualmente se ha constituido en el punto de enlace entre las región Sierra y Costa del país. Es un sitio privilegiado, no solo por la riqueza étnica, sino también por sus paisajes. "Santo Domingo" pertenece actualmente a la provincia de Santo Domingo de los Tsáchilas, recientemente conformada en el 2007. La fiesta principal de Santo Domingo, se celebra con un movimiento intenso de visitantes, intercambio comercial y cultural. Una gran feria tiene lugar en las instalaciones de la Asociación de Ganaderos, allí se muestran y compiten los mejores ejemplares de las distintas razas y cruces que son criados en las haciendas de la región.

Matilde tiene una finca, donde vive y trabaja. Desde hace 25 años se dedica a la agricultura, actividad que le ha permitido sobrevivir. Siembra cacao, banano y productos tradicionales de la región para luego comercializarlos. El trabajo en el campo es muy duro, su jornada es de un promedio de diez horas al día. Matilde quiere invertir en la limpieza y mantenimiento de su finca; para ello es necesaria la contratación de personas que la ayuden y maquinaria para sacar la mala yerba del lugar. Por este motivo necesita un crédito, el cual le permita a esta mujer seguir trabajando. Su asesor de crédito, luego de una evaluación determinó que esta mujer tiene un bajo riesgo de incurrir en mora o impago. Esperamos que las cosas salgan bien para Matilde y pueda tener una finca renovada y con mejores sembríos.

Su sueño es tener una finca con más sembríos, y a pesar de vivir sola ella piensa en su nieto, lo que le permite seguir adelante y crecer.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Matilde to hire day laborers and machinery for crop maintenance.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013