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Kulbara is 52 years old, married and has four children. She graduated from a university with the Kyrgyz-language and literature teaching degree and currently works as an assistant director of the school in the Namatbek village. Kulbara has been involved in animal husbandry and farming since 1994, having started this business with an initial sum of 20,000 som (KGS). At the present time, her business yields about 11,000 som (KGS) per month from sales of milk and milk products. Also, Kulbara works on 4.40 hectares of irrigated land, where she grows potatoes, beans and apples. In order to further develop her business, Kulbara requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy bulls for fattening up and resale. She plans to invest the earnings from the loan into expanding her business.
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Кулбаре 52 года, замужем, имеет 4 детей. Кулбара закончила университет по специальности преподаватель кыргызского языка и литературы, и в настоящий момент работает заместителем директора школы села Наматбек. С 1994 года Кулбара занимается животноводством и полеводством, начав этот бизнес со стартовой суммы 20,000 сом (KGS). В настоящее время хозяйство Кулбары приносит около 11,000 сом (KGS) в месяц от продажи молока и молочных продуктов. Также, Кулбара возделывает 4,40 га орошаемой земли, где выращивает картофель, фасоль и яблоки.
В целях дальнейшего развития своего бизнеса, Кулбара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп бычков для откорма и перепродажи. Доходы от кредита Кулбара планирует вложить в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,938,275
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Kulbara to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 4, 2012
Currency Exchange Loss:
Apr 16, 2014