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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is a member of the Kavira group. She is a dynamic 40 year-old entrepreneur and the mother of seven children. Two of her children no longer attend school for lack of financial means.

She sells fish. Her husband is involved in small retail business. She started her business with a loan of 50 USD from the micro-finance institution Hekima. The profits from her activity help her to put some money into savings, to feed her children and pay for their school fees.

She has now received her sixth loan. During that time period, she has seen her business thrive. This is why she has decided to request a larger loan amount for this new cycle. With this new loan, she will be able to purchase five baskets of fish. She would also like to see her children grow, and to buy a house.

She thanks Hekima for its action in favor of the empowerment of poor women excluded from the traditional banking system.
View original language description ↓
La cliente, membre du groupe d’affaires Kavira groupe. Femme dynamique, entrepreneur, âgée de 40 ans, mère de 7 enfants parmi les quels deux enfants n’étudient plus faute de moyens financiers. Elle est vendeuse des poissons. Son mari est un petit commerçant. Elle a commencé son business avec un micro crédit de 50$ reçu de l’IMF Hekima. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Cependant, elle vient d’obtenir son 6eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Ainsi elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 5 paniers de poissons. En plus, elle souhaite voir ses enfants grandir et acheter une maison. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,640,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $2,925 loan helped a member to buy five baskets of fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2012
Listed
Apr 8, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012