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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is a member of the WARITI group. She is a dynamic and ambitious widow. She is 48 years old, the mother of 7 children and has taught herself how to become an entrepreneur. She sells fish. Her husband passed away unexpectedly after a brief illness.

She started her business after receiving a micro-loan of 50 USD from the micro-finance institution Hekima. With the profits from her business, she is able to put some money into savings, feed her children and pay for their school fees. She has now received her seventh loan. During that period of time, she has seen her business thrive. This is why she has decided to request a larger loan amount for this new cycle. With this new loan, she will be able to purchase three baskets of fish (salted, smoked or fresh).

She would also like to see her children grow, and to buy a house. She thanks Hekima for its action in favor of the empowerment of poor women excluded from the traditional banking system.
View original language description ↓
La cliente, membre du groupe de crédit Wariti. Veuve, femme dynamique, ambitieuse, entrepreneur autodidacte, âgée de 48 ans, mère de 7 enfants. Elle est vendeuse des poissons. Son mari fut décédé inopinément d’une courte maladie. Elle a commencé son business avec un micro crédit de 50$ reçu de l’IMF Hekima. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Cependant, elle vient d’obtenir son 7eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Ainsi elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 3 paniers de poissons (sales, fumés ou frais). En plus, elle souhaite voir ses enfants grandir et acheter une maison. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 31
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $3,725 loan helped a member to buy three baskets of fish (salted, smoked or fresh).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Apr 4, 2012
Currency Exchange Loss:
Aug 15, 2012