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Pio Agustin
In the municipality of Telica in a village of the department of León, Pio makes a living working hard as a technical coordinator with the Department of Education. He's been doing this for a living for six years and worked for twenty-one years as an elementary school teacher. He's married with two daughters in his care and for whom he has to provide the necessary conditions for their development. They study at the university-level in the city of León.

One of the needs that Pio has these days is to improve his home which is in a bad state. Because of this he allowed himself to make the wise decision to visit Ceprodel to request a loan to buy construction materials like cement, sand, blocks, nails, gravel, iron, tie wire, purlin,, and labor in order to improve his home.
View original language description ↓
En el municipio de Telica en un poblado del departamento de león, El señor Pio se dedica arduamente a laborar como Coordinador técnico en el ministerio de educación, dedicándose a esta labor desde hace 6 años y 21 año de haber ejercido la labor de maestro de primaria, es Casado con 2 hijas a su cargo, a los que tiene que proporcionarles las condiciones necesarias para que se desarrollen, estudian el nivel universitario en la cuidad de león.
Una de las necesidades que el señor Pio atraviesa hoy en día es de Mejorar su vivienda, la que se encuentra en mal estado, ya que debido a esta necesidad, le `permitió tomar la decisión sabia de visitar a ceprodel para solicitar un crédito para la compra de Materiales de construcción como: Cemento, Arena, Bloques, Clavos, Piedrín, Hierro, Alambre de Amarre, perlin y Mano de Obra, para mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Pio Agustin to buy construction materials like cement, sand, blocks, nails, gravel, zinc, iron, tie wire, purlin,, and manual labor.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 17, 2012
Apr 16, 2012
Currency Exchange Loss:
Jun 18, 2013