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Yahaira is a young micro-entrepreneur. She is Nicaraguan, and emigrated to Costa Rica when she was very young. She works with her mother sewing clothing, and making clothing items for businesses. She has been able to establish a client-base who generate income for her throughout the year, because of the service that she provides them. Her workshop is located in her home, in Montes de Oca, in the Betania neighborhood. This is in the San José province.

Every day, Yahaira gets up early and works in the workshop from 6 a.m. until 11 a.m. Afterwards, she goes to the university until 5 p.m., and depending on the work she has to complete, she spends up to 11 p.m. in her workshop.

Her goal is to complete her university degree and to be able to expand her business, improving her facilities so that she can offer improved privacy to her customers, and have better space.

This loan will allow her to purchase an industrial sewing machine, which will speed up her production process and increase the number of pieces produced. She does not want to leave the workshop, because it has permitted her and her family to improve their living conditions, and she wants to be able to buy a home, and pay for the the education of her two younger sisters. She thinks that with financial support, they will be able to achieve these plans.
View original language description ↓
Yahaira es una microempresaria joven, nicaraguense , que migró a Costa Rica siendo muy pequeña.Trabaja junto con su madre confeccionando prendas de vestir y maquilando prendas para empresas, logrando consolidar una clientela que todos los meses les genera ingresos, por el servicio que ella les ofrece.
Su taller está ubicado en su casa de habitación en Montes de Oca, barrio Betania.Provincia de San José.
Ella todos los días se levanta temprano , trabaja en el taller de 6 am a 11 am, luego se va para la universidad hasta las 5pm y depende del trabajo que tenga que entregar termina a las 11pm en su taller.
Su meta es terminar su carrera universitaria y poder ampliar el negocio, mejorando las instalaciones para ofrecer mayor privacidad a la clientela y tener mejores condiciones de espacio.
Este crédito le permitirá comprar una máquina plana insdustrial , para poder agilizar su proceso de producción , al incrementar las piezas producidas.
El taller no quiere dejarlo porque le ha permitido a ella y a su familia mejorar sus condiciones de vida, al poder comprar su vivienda, pago de estudios de sus dos hermanas menores.Pero ella considera que con apoyo económico pueden lograr dichos planes.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 502.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Yahaira to purchase a sewing machine and raw materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 2, 2012
Apr 15, 2012
Currency Exchange Loss:
Jun 18, 2013