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Amor Y Paz Group
In this Group: Elisa, Martha, Rebeca Isabel, Yessica
The "Amor y Paz" [love and peace] group is made up of four hard-working and enterprising women. Elisa is one of the members and for one year she has been selling fruits and vegetables in one of the biggest and most populous markets in Managua. She is married to Luis who is a salesman and together they have one son. She will invest the loan in avocado crops.

The other members are Martha, who has been selling milk and wood from her cart in the local market for 15 years, working with her husband. Rebeca sells fruits, peanuts and wood. She sells the packaged peanuts to local stores. Yesica sells tortillas, fruits and vegetables.
View original language description ↓
El grupo Amor y Paz lo conforman cuatro mujeres trabajadoras y emprendedoras una de ellas es Elisa quien desde hace 1 año vende frutas y verduras en uno de los mercados más grandes y populosos de Managua. Ella está casada con don Luis quien es comerciante y con quien tiene un hijo. El crédito lo invertirá en cosechas de aguacate.
Las otras integrantes son Martha quien vende leche y leña por flete desde hace 15 años en el mercado local junto con su esposo, Rebeca comercializa frutas, maní y lea, el maní empacado lo vende a las pulperías y Yesica vende tortillas, frutas y verduras.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Amor Y Paz Group's $650 loan helped a member to purchase crops of avocados.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Apr 15, 2012
Currency Exchange Loss:
Aug 16, 2012