Banco Mujer Mujeres Del Futuro Group
The women live in a small town and its surroundings in Cartago called Tejar where there are not too many salaried jobs available according to their academic levels. All the women tend to their household chores and to their small businesses as is Yesenia’s case who has a small pig raising business.
In the morning around 6am she washes out the pig sty, feeds the pigs and returns home to do her chores. At the end of the afternoon she once again cleans out the pig sty and feeds the pigs. Her goal is to grow economically and forge a better future for her and for her family.
The greatest obstacle she faces is not having enough capital to expand the business and this is why she considers the loan offered by the Fundación to be an opportunity to reach her goals.
The group formed thanks to the encouragement from a member who had already participated in another group. One of their strengths is that they have known each other for several years since several of them share a strong family tie. The name they gave their group envelops the goal they have of searching for a better future with more empowered women and with attained goals.
Ella y sus compañeras se interesaron en conformar un banco ,con el propósito de obtener un crédito que les permitiera desarrollar una actividad productiva, para la generación de ingresos, con los cuales ellas pueden aportar al presupuesto familiar, ofrecer productos en su comunidad y lograr independencia económica.
Las señoras viven en un pequeño pueblo de Cartago llamado Tejar y alrededores, donde no hay muchas fuentes de trabajo asalariado acordes con su nivel académico.
Todas las mujeres atienden sus tareas domésticas y sus pequeños negocios, como es el caso de Yesenia, quien tiene una pequeña actividad porcina.En la mañana como a las 6 am lava la porqueriza , alimenta los cerdos , y regresa a su casa para realizar las tareas domésticas. Al final de la tarde lava nuevamente su porqueriza y alimenta los cerdos.
Tiene como meta el poder crecer económicamente , forjar un mejor futuro para ella y su familia
El mayor obstáculo que enfrenta es el no contar con capital para ampliar su negocio. Por eso considera que el préstamo que le ofrece la fundación , es una oportunidad para lograr sus propósitos .
El grupo se conforma por la motivación que les dio una integrante que ya había participado en otro grupo, una fortaleza que ellas tienen es que se conocen desde hace varios años, porque muchas de ellas tienen un vínculo familiar fuerte.El nombre que le ponen al banco encierra el objetivo de ellas buscar un futuro mejor, con mujeres más realizadas y con aspiraciones cumplidas.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid