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El Eucalipto Group
In this Group: Maria Margarita, Perla Gricel*, Elvira, Lilia, Santa, Fausto, Ma De Los Angeles, Cleotilde*, Virginia, Camerina
* not pictured
Perla is 34 years old and is married to Marcos, who works in the United States. They have two children who are in primary school who are Perla's pride. She says that she is part of the Eucalipto group, and that they gave themselves that name because the group meets under a eucalyptus tree so they are not in the sun.

She says that for 14 months, she has had an auto parts store where she sells brake linings, tires, suspensions, shock absorbers, oils, spark plugs, brake cables, belts, and more. She goes to the city of Toluca to stock up on merchandise since she gets better prices there.

She is asking for this loan to stock her auto parts store. Currently she urgently needs oil, brake linings, and spark plugs since she has none in stock and that is what sells the most. She says she started this type of business because her husband is a mechanic and to leave her secure work, he helped her start the business. She is very happy with the loans that she has had because her business has not declined and she continues to sell well since she has a good stock of merchandise.

The other nine members of the group are María Margarita, Elvira, Lilia, Santa, Fausto, Ma. de los Ángeles, Cleotilde, Virginia, and Camerina. They will invest in jewelery, fruits and vegetables, groceries, fertilizers, manure and insecticides for a peach orchard, and ingredients to make food for sale.
View original language description ↓
Perla tiene 34 años de edad y está casada con Marcos el cual trabaja como empleado en Estados Unidos, ellos tienen dos hijos que estudian la primaria la cual son su orgullo de Perla. Comenta que es parte del grupo Eucalipto y que le pusieron ese nombre al grupo por que donde hacían las reuniones era debajo de un árbol de Eucalipto para que no les pegara el sol. Dice que desde hace 14 años ella tiene una refaccionaria donde lo que más vende son balatas, llantas, suspensiones, amortiguadores, aceites, bujías, chicotes, bandas y más. Dice que va a la ciudad de Toluca a surtirse de los artículos que vende ya que le dan mejores precios. Platica que está pidiendo un crédito para surtir la refaccionaria y lo que ahorita le urge surtir es aceite, balatas y bujías ya que no tiene en existencia y es lo que más vende. Comenta que puso ese tipo de negocio ya que su esposo es mecánico y para dejarle algo seguro de trabajo le ayudo a poner el negocio. Ella está muy contenta por los créditos que le han hecho porque así su negocio no ha decaído y sigue vendiendo bien ya que tiene bien surtido. Los otros nueve integrantes del grupo se llaman María Margarita, Elvira, Lilia, Santa, Fausto, Ma. de los Ángeles, Cleotilde, Virginia y Camerina todos ellos invertirán en bisutería, frutas y legumbres, artículos para abarrotes, fertilizantes, abonos e insecticidas para huerta de durazno e insumos para hacer comidas para su venta.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 20
    View loans »
    Mexico Loans Fundraising
  • $19,058,800
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Eucalipto Group's $5,975 loan helped a member to purchase oil, brake linings, and spark plugs for her auto parts store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2012
Listed
Apr 15, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 31, 2012