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La Calera Group
In this Group: Maria Honoria, Ma Santos, Isaias, Leonor
Doña Honoria is 51 years old, married, and works cultivating avocados for sale. She has had her trees for about three years and says she has 50 trees, but only 43 bear fruit, since the others are still too small. She says that in a year, she has a crop of about seven tons, which she sells at the central market to some customers that she already has. She harvests her trees two times in a year.

She is asking for this loan to purchase more avocado plants and organic fertilizer to nourish the soil and not harm the earth. One of Honoria's challenges is that when it is freezes, some of the plants are burned by the cold and she has to put down good fertilizer so that they can withstand the inclement weather.

She says that this loan would help her very much since she would be able to purchase the necessary items for her trees so that she could earn income to then give a better quality of life to her small children. Honoria's goal is to make her orchard larger, plant more avocado plants, and also put in some peach trees.

The other three group members are Ma. Santos, Isaias, and Lenor. They will invest their loans in fruits and vegetables, ornamental plants, and material to do embroidery.
View original language description ↓
Doña Honoria tiene 51 años de edad, es casada y se dedica al cultivo de aguacate para su venta, tiene aproximadamente con sus árboles hace 3 años y dice que tiene 50 árboles pero que nada 43 son los que han estado dando fruto porque los demás todavía son pequeños. Nos comenta que al año el tiene un cultivo aproximado de 7 toneladas las cuales las vende en la central de abastos a unos clientes que el ya tiene, sus árboles dan 2 veces al año. Ella está pidiendo un préstamo a la financiera para la compra de otras plantas de aguacate y fertilizante orgánico para nutrir el suelo y no dañar la tierra. Uno de los desafíos que enfrenta la señora Honoria es que en tiempo de heladas varias plantas se le quemaron por el frió y tiene que ponerle fertilizantes buenos para que aguanten las inclemencias del clima. Comenta que el préstamo le ayudara mucho ya que podrá comprar lo necesario que ocupen sus árboles y así poder sacar ganancias para después darles una mejor calidad de vida a sus pequeñas hijas. La meta que tiene doña Honoria es la hacer mas grande su huerto y plantar mas plantas de este fruto y también meter un poco de durazno. Los otros tres integrantes del grupo se llaman Ma. Santos, Isaias y Leonor ellos invertirán sus créditos en frutas y legumbres, en plantas de ornato y material para hacer bordados artesanales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,739,950
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Calera Group's $1,900 loan helped a member to purchase avocado trees and fertilizer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2012
Listed
Apr 15, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 24, 2012