San Agustin Chacalapa Group
This story is about Juana who is a member of this group. She is 37 years old and is married to Raymundo who is a farmer. They have five children of which only Rodolfo, Juliana and Joaquín are studying as the youngest in the family is only 3 years old and the oldest is married. The three studying are in 1st year of university, 3rd year of high school, and the youngest is in the 1st year of secondary school.
Juana has a grocery store which she has been running for more than five years. She says that she decided to set up this store because, aside from the fact that it is a very good source of income as it returns good profits, her town is very small and there are no businesses of this type. With the loan that she has received, she is planning on investing in the purchase of more goods to stock her business well, such as soft drinks, soups, soap, oil, beans, rice, sugar and salt as these are what sell the most.
She says that her business is benefiting many people in her community, given that before she opened her grocery store, people had to go to the neighboring town for the products they needed, but now they don't need to go as far, saving them time and money.
Juana's aim is to make her store grow as she wants to extend it a bit more in order to have a wider variety of products to be able to continue supporting her children with their studies so that they can have get a god job and a have very bright future.
She thanks those who lent the money and to Kiva for the confidence they are placing in her and her group, as with their support, they are able to spur on their businesses and, above all, their families who are the ones who are most in need of this help.
The people comprising the San Agustín Chacalapa group are the following: Inés, Ysaura, Juana, Guadalupe, Ignacia and Daría, who make their living selling groceries, soft drinks, food, meat and chicken.
Comenta que decidió poner esta tienda porque su localidad es muy pequeña y no hay mas negocios de este tipo, aparte de que es una muy buena fuente de ingresos ya que deja buenas ganancias, con el préstamo que recibió piensa invertir en la compra de mas mercancía para surtir bien su negocio como: refrescos, sopas, jabón, aceite, fríjol, arroz, azúcar y sal, ya que es lo que mas vende.
Ella dice que con su negocio esta beneficiando mucho a las personas de su comunidad, ya que antes de que ella abriera su tienda de abarrotes las personas tenían que ir al pueblo vecino por los productos que nesecitaban, pero ahora ya no tienen que salir tan lejos y se ahorran tiempo y dinero.
La meta que tiene doña Juana es la de hacer crecer más su tienda ya que quiere ampliarla un poco más, para tener una extensa variedad de productos para así poder seguir apoyando a sus hijos con sus estudios y puedan tener una buena profesión y un muy buen futuro.
Le da las gracias a los prestatarios y a kiva por la confianza que le están dando a ella y a su grupo, ya que con su apoyo están pudiendo sacar adelante sus negocios y mas que nada a sus familias que son las que más necesitan esta ayuda.
Las personas que conforman el grupo de san Agustín chacalapa son las siguientes: Inés, ysaura, Juana, Guadalupe, Ignacia y daría, de dedican a la venta de abarrotes, refrescos, comida, carnes y pollos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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