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Josphat is a married man, aged 35 years old, and a father of four children between eight and one year old. Josphat owns a cereals business, which has been in operation for a period of 15 years, earning a monthly income of KES. 10,000.

He has applied for his second loan of KES. 40,000 from KADET LTD and wishes to use the money to purchase 30 bags of dry maize at 40,000 KES for sale.The profits will be ploughed back into the business and used to repay the loan.

His dream is to be financially stable.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 726
    View loans »
    Kenya Loans Fundraising
  • $44,802,225
    Funds lent in using Kiva
  • 82.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josphat to purchase 30 bags of dry maize for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 11, 2012
Currency Exchange Loss:
Jun 17, 2013