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Update on Natasha

Natasha wants to take out a loan in order to make one trip to buy more merchandise: purses from the new 2012 collection. Since she has to travel to a different city, she calculates that it will be more profitable to take out a loan and make one trip than to make two trips to buy merchandise.

Thanks to her previous loan, Natasha bought up merchandise and increased her assortment. She spent the income she earned on improving her family's day-to-day living conditions.
View original language description ↓
Наташа хочет взять кредит, чтобы за одну поездку привезти больше товара - сумочки из новой коллекции 2012 года. Она посчитала, что выгодней взять кредит, чем ездить два раза за товаром (ездить нужно в другой город). Благодаря предыдущему кредиту Наталья закупила товар и увеличила ассортимент. Полученный доход она потратила на улучшение бытовых условий своей семьи.

Previous Loan Details

Natasha is married and has a grown son. She lives in Mukachevo. Natasha runs a small retail store called "Scarlett" located in downtown Mukachevo. In her little store she sells items such as purses, umbrellas, and wallets. She opened her retail store eight years ago. Her enterprise is popular ... More from Natasha's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Natasha to buy purses from a new collection.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Apr 1, 2012
Currency Exchange Loss:
Jun 19, 2012
This photo was used before for a previous loan for Natasha. It was first posted on Kiva on Jul, 2010. Learn More