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José Roberto
Forty-four year old José Roberto lives in his own home with his life companion and his lovely daughter. For many years, he has made a living selling bike parts. He has worked all his life to help his family get ahead, which is the main source of his motivation. For him, the most important thing is that his family is okay and that they have everything they need to survive. This is why he wakes up very early everyday to attend to his business and to be able to bring bread home each day.

His dream is to keep his business active for a long time, since it is his main source of income. He is a very hardworking and responsible man who has been able to gain the confidence of his customers with his charisma.

He has decided to ask for this loan from INTEGRAL to put towards the purchase of paint and tires for bicycles for his business, since those are what sell the most, and he wants to take advantage of this vacation season, which is usually very good for business. He puts his full faith in God to give him favorable results and to let him achieve his dream of giving his family a better standard of living.
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José Roberto de 44 años de edad, habita en casa de su propiedad junto con su compañera de vida y su querida hija. El se dedica al comercio de repuestos de bicicletas desde hace muchos años. Ha trabajado toda su vida para sacar adelante a su querida familia la cual es su principal fuente de inspiración. Para él lo más importante es que su familia este bien y tenga todo lo necesario para sobrevivir, es por eso que día con día se levanta muy temprano para atender su negocio y poder llevar el pan de cada día a su hogar. Su sueño es mantener su negocio activo por mucho más tiempo ya que este es su principal fuente de ingresos. Es un hombre muy trabajador y responsable el cual gracias a su carisma ha sabido ganarse la confianza de sus clientes. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de pintura y llantas para bicicletas ya que es lo que más se vende y quiere aprovechar esta temporada de vacaciones que normalmente es muy buena para el comercio. Confía en Dios plenamente que obtendrá resultados favorables y logrará el sueño de dar a su familia mejores condiciones de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 604
    View loans »
    El Salvador Loans Fundraising
  • $23,544,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Roberto to purchase paint and tires for bicycles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2012
Listed
Apr 14, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012