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María Julia
María Julia is 60 years old, and she has her own house. She has a store where she sells basic needs products like rice, beans, eggs, bread, and drinks, among others. She is well known in the area, and she has gotten a lot of customers.

She always has what people need, her products are very good quality, and she sells her products for accessible prices. Also, her service is unique. She always greets people very cheerfully.

María is a very hard-working and energetic woman with a lot of enthusiasm for getting ahead. She believes that success is not in the money or in the wealth; it is in the soul. It is with this thought that she decided to request a loan from Integral.

The loan will allow her to buy basic grains, bread, and drinks, etc. María Julia is confident that this way she will be able to improve her quality of life.
View original language description ↓
María Julia de sesenta y uno años de edad ya tiene casa propia, ella posee una tienda donde vende artículos de primera necesidad arroz, frijoles, huevo, pan, bebidas entre otros, es muy conocida en la zona y se ha hecho de mucha clientela pues siempre tiene lo que las personas necesitan con productos de muy buena calidad y los vende a precios accesibles además el servicio es único, siempre recibe a las personas con mucha alegría; María es una mujer muy trabajadora, enérgica y con mucho entusiasmo de salir adelante, piensa que el éxito no está en el dinero ni en la riqueza, si no en el alma, con este pensamiento se decidió a solicitarle a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, bebidas, etc. María Julia tiene confianza que de esta forma podrá mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 433
    View loans »
    El Salvador Loans Fundraising
  • $22,832,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Julia to buy basic grains, sweets, bread, and drinks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2012
Listed
Apr 14, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013