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Zoila Guadalupe
Zoila Guadalupe, who is 22 years old, lives with her life partner and their daughters. She sells cosmetics and clothing at a location in a very busy zone in the place where she lives. She has acquired many customers, since she has a lot of experience with sales. In addition, the products that she sells are of first quality, and she sells them at reasonable prices. Zoila is a woman who likes to take advantage of all the opportunities that are presented to her in order to reach her objectives in the future. She thinks that victory is achieved through perseverance, and it is for that reason that she is focused on making her business grow. That is why she is applying to Apoyo Integral for a loan that will allow her to buy cosmetics and clothing wholesale, with the goal of generating larger earnings. Zoila has confidence that this way she will be able to grant her family a dignified life.
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Zoila Guadalupe de veintidós años de edad vive junto a su compañero de vida y sus hijas, Ella posee una venta de cosméticos y ropa en un local que se encuentra en una zona muy transitada del lugar donde vive, se ha hecho de mucha clientela pues tiene mucha experiencia con las ventas, además los productos que comercia son de primera calidad y los vende a precios accesibles; Zoila es una mujer que le gusta aprovechar todas las oportunidades que se le presentan para llegar a futuro a cumplir sus objetivos, piensa que la victoria se consigue con la constancia es por eso que está empeñada en hacer crecer su negocio y por eso solicita a INTEGRAL un crédito que le permita comprar cosméticos y ropa por mayor a fin de generar mayores ganancias. Zoila tiene confianza que así podrá otorgarle a su familia una vida digna.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 841
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Zoila Guadalupe to buy cosmetics and clothing wholesale.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 13, 2012
Currency Exchange Loss:
May 13, 2012