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Reyna Isabel
Reyna is a woman passionate about her work, as she has been selling food as a street vendor for 14 years. She is grateful to God, and also to the microfinance institution, as this is her main livelihood. She assures us that even as a single mother, she is the mainstay for raising her three children.

At the moment, her concern is to keep reinvesting in her business, with the aim of offering her customers a more varied menu and increasing her earnings. In this way she will achieve a greater degree of customer loyalty, and stability in the market to which she is directing her efforts.

For this reason, she will need to undertake the purchase of basic staples such as rice, beans, cooking oil, sugar, flour, corn, and other products.

In the future, she hopes to have the financial resources to manage to build her home and install indoor plumbing; this way achieving better conditions for her family.
View original language description ↓
Doña Reyna es una mujer apasionada a su trabajo ya que desde hace 14 años se dedica a la venta de comida ambulante, agradece a Dios siendo este su principal apoyo y luego a la micro-fianciera. Asegura que aun siendo madre soltera manifiesta ser el pilar para sacar adelante a sus tres hijos. Por ahora su inquietud es seguirle reinvirtiendo a su negocio,con el fin de ofrecerle a su clientela un menu mas variado y aumentar sus ganancias, logrando asi un mayor grado de fidelidad por parte de sus clientes y una estabildad en el mercado al que ella se dirige.Para ello necesitara realizar las siguientes compras de granos basicos tales como: arroz, frijol, aceite, azucar, harina, maiz, entre otros productos. A futuro espera tener los recursos economicos necesarios para llegar a construir su vivienda e instalar tuberias en servicios higienicos, logrando con esto mejores condiciones en pro de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Reyna Isabel to buy basic staples for her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Apr 13, 2012
Currency Exchange Loss:
Apr 18, 2013