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Los Laboriosos Group
In this Group: Jesus Ulises, Humberto Horacio, Doris, Hilda Marcela, Ricardo Homero, Teresa
Jesús Ulises is 43 years old, married, and with two children. He is a member of the communal bank "Los Laboriosos" [The Hardworkers] made up of 6 partners who have come together to support each other succeed in their own businesses.

Jesús Ulises provides painting services, such as painting façades for houses and institutions. Thanks to his work done independently, he has improved the infrastructure of his house and finishing. His business has also helped him cover the university costs of his oldest son and the high school costs of the younger one.

The loan will be used to buy tools and improve the equipment to provide a better service.
View original language description ↓
El SR. Jesús Ulises, tiene 43 años de edad, es casado tiene 2 hijos. Él forma parte del grupo "Los laboriosos", integrado por seis socios, quienes se han unido para que de forma conjunta se apoyen y puedan surgir cada en su negocio. El Sr. Jesus Ulises se dedica a prestar servicio de pintura, es decir el pintado de fachadas de casas o instituciones, gracias a éste trabajo que lo realiza de forma independiente ha logrado mejorar la infraestructura de su casa y acabados, asi como también puede cubrir los gastos de estudios universitarios de su hijo mayor y los gastos de colegio del menor.
El préstamo recibido lo invertirá en la compra de herramientas y el mejoramiento de sus equipos para brindar un mejor servicio.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,999,750
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Laboriosos Group's $1,025 loan helped a member to buy equipment to provide better painting services.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 29, 2012
Apr 13, 2012
Currency Exchange Loss:
Sep 15, 2012