Update on Jose GerardoJosé is a man of 69 years, is married, and lives with his wife. He lives in his own home in the Santos Vera sector in the district of Túcume, which has electricity and water services, and his community is composed of approximately 60 families.
The way José makes a living is by selling animals in the areas surrounding the district of Túcume, and he already has regular customers. In addition, he also makes a living with work related to agriculture.
The amount of the loan is 2000 Peruvian soles, which he will use to buy goats to sell, balanced feed for them, and in the arrangement and remodeling of his pen.
La actividad a la que se dedica José es a la venta de animales en las zonas aledañas al distrito de Túcume, ya cuenta con clientela fija. Además, también se dedica a labores relacionadas con la agricultura.
El monto del préstamo asciende a 2000 soles, los cuales se emplearán en la compra de ganado caprino para su venta, de alimento balanceado para estos y para el arreglo y remodelación de su corral.
Previous Loan DetailsJosé is 68 years old and lives in the small village of Santos V., in Túcume district, one hour from the city of Chiclayo. José owns his own home which has water and electricity. His is a community which is still developing. This district is a tourist area and very busy with people from other p... More from Jose Gerardo's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Mar 8, 2012
- Apr 13, 2012
- Currency Exchange Loss:
- Apr 27, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.