El Tabor Group
Since he was little Alexander worked in agriculture helping his father and fifteen years ago became independent installing his own lettuce and broccoli crops. In order to provide crop maintenance, he’s asking for a 3000 lempira loan. This is his second loan from ODEF and he’s going to use it to buy manure for the lettuce crops to be able to reap good harvest. His plan is to improve production to earn better income sufficient to cover family expenses.
He belongs to a communal bank called “El Tabor” that has four members. In the photo he’s on the right wearing the red shirt. Nest to him is Raimundo, María Benita and Alba Teresa is on the left. They all live in the community and grow lettuce, cauliflower and potatoes. The total group loan is for 15000 lempiras.
Alexander desde pequeño ha trabajado en la agricultura junto a su padre y hace 15 años que se independizo, realizando sus propios cultivos de lechuga y brócoli. para poderle dar un mantenimiento y asistencia al cultivo está solicitando un préstamo por 3,000.00 Lempiras, ya es el segundo préstamo obtenido en ODEF y lo va invertir en comprar abono para el cultivo de Lechuga y poder sacar buenas cosechas. Su plan es mejorar la producción para obtener mejores ingresos que cubran los gastos familiares.
El pertenece a un grupo solidario de préstamo que se llama El Tabor y está conformado por 4 miembros en la foto se identifica con camiseta roja a la derecha, seguido esta Raimundo, María Benita y Alba Teresa a la izquierda. Todos viven en la comunidad y se dedican al cultivo de lechuga, coliflor y papas. El total del grupo es de 15,000.00 Lempiras.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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