Manuel De Jesús
Update on Manuel De JesúsManuel de Jesús lives in his own house with his two siblings; one of them goes to school.
Manuel Jesús has been selling fruit and vegetables for many years. He has very good personal references because, in time, he has known how to gain the confidence of his customers. More people prefer his business each day. He has struggled for a long time in order to get his family ahead. That is to say that he struggles in order to give them a different quality of life. They now have very humble living conditions, and each day their needs are greater.
His family is his main source of inspiration, which drives him to continue working hard in order to bring home the daily bread.
As a good entrepreneur, he has made the decision to request this loan from INTEGRAL. He will invest in his business in order to stock it and increase his supply. This will allow him to have a better quality of life for himself and for his family. He will use the loan to buy fruit and vegetables wholesale.
He hopes and trusts that the results will be satisfactory and that he will be able to fulfill the dream of his life. It should be mentioned that he is very grateful to this institution because in the past they gave him a hand when he needed a loan. He hopes it will be that way on this occasion.
Manuel de Jesús, habita en casa de su propiedad junto a sus dos hijos uno de los cuales se encuentra estudiando. Él se dedica a la venta frutas y verduras desde hace muchos años. Tiene muy buenas referencias personales ya que con el tiempo ha sabido ganarse la confianza de sus clientes y de muchas personas que cada día la prefieren más. Él ha luchado desde hace mucho tiempo parar sacar adelante a su familia es decir para darles una calidad de vida diferente ya que viven en condiciones muy humildes y cada día las necesidades son mayores. Su familia es su principal fuente de inspiración la cual lo impulsa a seguir trabajando duramente para llevar el pan de cada día al hogar. Como todo buen emprendedor ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio con el fin abastecerlo y aumentar su oferta de tal forma que esto le permita tener un aumento en las ventas e ingresos que le permitan mejorar su calidad de vida y la de su familia. El crédito lo utilizará para comprar frutas y verduras al por mayor. Espera y confía que los resultados serán satisfactorios y podrá alcanzar el sueño de su vida. Cabe mencionar que se encuentra muy agradecido con esta institución ya que en el pasado le brindaron la mano cuando necesito de un préstamo. Espera que así sea en esta ocasión.
Previous Loan DetailsManuel de Jesús V. M. is 39 years old and resides in Cojutepeque, which is in the Department of Cuscatlán. There he lives with his family, which consists of his wife and two children (ages 9 and 3). Manuel is a very responsible individual who sells vegetables and fruits as a traveling merchant in… More from Manuel De Jesús's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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