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Germán, 49, lives in his own house. He is known for being very enterprising, hard-working, hygienic and responsible. Germán is a street vendor who has been selling hot dogs for several years. He has very good references among his neighbors who prefer his business because he is a charismatic man with very good interpersonal skills. He has been able to gain the trust of the many people who seek him out more and more.

He lives in very humble conditions and would like to change his situation little by little. To reach his goal he works hard to be able to attain a different lifestyle in the future. With much optimism he came to our institution to request a loan which he plans to use to buy the main food ingredients (bread, hot dogs, mayonnaise, ketchup, mustard, etc.) to make his delicious sandwiches. He hopes to increase his sales and income to have a better quality of life.
View original language description ↓

Germán de 49 años de edad, habita en casa de su propiedad. Él es un hombre que se caracteriza por ser muy emprendedor, trabajador, higiénico y responsable. El señor Germán se dedica a la venta de panes (Hot dogs), dicha actividad la realiza de manera ambulante desde hace ya varios años. Tiene muy buenas referencias de sus vecinos, los cuales lo prefieren por ser un hombre carismático con muy buenas relaciones interpersonales. Ha sabido ganarse la confianza de muchas personas que cada día lo prefieren más. El vive en condiciones muy humildes las cuales poco a poco desea cambiar. Para lograr su sueño trabaja duramente para alcanzar un estilo de vida diferente en el futuro. Con mucho optimismo se acerco a esta institución para solicitar este crédito, ya que desea invertir en la compra de los principales insumos (pan, salchicha, mayonesa, salsa de tomate, mostaza, etc.) para preparar los deliciosos panes. Espera alcanzar un aumento en las ventas e ingresos y poder así tener una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,550 helped Germán to buy bread, hot dogs, mayonaisse, ketchup, mustard, etc.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 13, 2012
Currency Exchange Loss:
May 13, 2012