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Jose Manuel
José, 22, is a young man who has learned to fight and get ahead together with his mother, whom he loves and for whom he is ready to do everything to make her happy.

Currently José works as a motorcycle taxi driver. He has to get up very early every day with the goal of finding his customers on time in the busiest areas, because they are driven to school or to work. But this is not the only job José does; he also works sewing by hand with his mother, because she always has a lot of garments to sew.

With a little bit of help, José wants to be able to make his mother's work easier for her. This is why he wants to be able to buy an industrial sewing machine. José knows that with this new machine his mother no longer will need to be sewing all day. He will be able to make her work easier for her and allow her to serve many more customers in less time.

José considers his mother to be his source of motivation and inspiration. He knows that the income he has with his mother will improve because he will be able to spend more time on the motorcycle and his mother will have a lighter job. He wants to be able to buy himself a new motorcycle taxi in a few months. In this way his income will increase and he will be able to live much better.
View original language description ↓
Jose es un joven de 22 años, que ha aprendido a luchar y salir adelante junto a su madre, a la cuál ama y está dispuesto a todo por ella, con el fin de hacerla feliz.

Jose actualmente labora como chofer de moto taxi, el debe levantarse diariamente muy temprano con el fin de encontrar a tiempo en sus clientes, en las zonas más concurridas, debido a que diariamente se transportan camino al colegio o el trabajo. Pero, esta no es la única actividad que Jose realiza si no que también se dedica a la costura a mano junto a su mamá ya que siempre tiene muchas prendas que cocer.

Con un poco de apoyo, Jose desea poder facilitarle el trabajo a su mamá y es por eso que desea poder comprar una máquina industrial de cocer, con esta nueva máquina, él sabe que su mamá ya no tendrá que estar todo el día cociendo, podrá facilitarle el trabajo y permitirle atender a mucho más clientes en menos tiempo. Jose considera a su madre como su fuente de motivación e inspiración, el sabe que los ingresos que tiene junto a su madre mejorarán, ya que el podrá pasar más tiempo en la moto y su madre tendrá un trabajo más ligero. El desea poder, en algunos meses, comprarse una moto taxi nueva, de esta manera sus ingresos se incrementarán y podrá vivir mucho mejor.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Jose Manuel to buy an industrial sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 12, 2012
Currency Exchange Loss:
Apr 17, 2013