Check out some available loans that are similar to this one!
Yessica
Yessica, 19 years old, lives very near the sea, giving her the air of a Caribbean woman, youthful, happy, tropical, radiant and enterprising. After she completed high school, it was difficult to continue her studies so she began looking for employment in various enterprises. When she couldn't find work, Yessica decided to start her own business in her native Puerto Colombia and, today, she wants to make the business grow. Yessica is the proprietor of an internet cafe which she began with 2 computers and gradually, with her work discipline, she now has 5, plus the necessary clientele. Each day her cafe grows a little more.

Yessica's main challenge is to put together sufficient working capital to provide the impulse required to fulfill her growth expectations. Her goal for the future is to have sufficient infrastructure so that her customers can be comfortable in their privacy and not feel the incessant Caribbean heat in her cafe, which can be achieved, little by little, with the acquisition of an air conditioner and individual cubicles.

Now Yessica is applying for a 'credikiva' (Kiva loan), her 1st financing through the Fundacion Mario Santo Domingo. She needs this to put her dream into action, beginning by upgrading her computers and buying new components for her equipment. This will initiate Yessica's grand commercial proposition, allowing her to improve service quality in the future. We expect this investment to result in the expected success, as Yessica pursues growth step by step with much discipline.
View original language description ↓
Yessica de 19 años vive muy cerca al mar, lo que le da un aire de mujer caribe, tierna, alegre, tropical, radiante y emprendedora. Cuando ella terminó su bachillerato y se le dificultó estudiar, empezó a buscar un empleo en varias empresas y como no lo logró, decidió emprender su propia unidad de negocio en su natal Puerto Colombia y hoy quiere hacerla crecer; ella es la propietaria de un café internet que comenzó con dos computadores y gradualmente ha logrado con su disciplina de trabajo tener 5, porque tiene una clientela, que cada día crece un poco mas. Su principal desafío es lograr reunir el capital de trabajo suficiente, para meterle el impulso que requiere el cumplir sus expectativas de crecimiento. Su meta mas adelante es adecuar su infraestructura, para que en sus instalaciones los clientes esten cómodos en su privacidad y no sientan el incesante calor del Caribe, al estar en sus instalaciones, lo cual logrará con la adquisición de un aire acondicionado, cabinas individuales y poco a poco. Hoy está acudiendo a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, porque necesita, poner en marcha su sueño, iniciando con repotenciar sus computadores, comprar repuestos para sus equipos, para emprender su gran propósito comercial, que en el futuro le permitirá, mejorar la calidad en el servicio, por eso que auguramos que esta inversión logrará el éxito esperado, en tanto va paso a paso su crecimiento,pero con mucha disciplina.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 560
    View loans »
    Colombia Loans Fundraising
  • $14,903,600
    Funds lent in using Kiva
  • 1,772.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Yessica to upgrade her computers and buy new components for the equipment in her internet cafe.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
Covered
Ended:
May 17, 2013