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Stephany Del Carmen
Stephany, aged 22, lives with her husband with whom she has a 7-year-old daughter. Her daughter was born when she was 15, and she completed her high-school baccalaureate two years after the birth. Like everything, that wasn't easy, but she has always overcome challenges. She studied nursing, to be a pharmacy and drugstore assistant, and with much dedication she has been able to move ahead.

When her husband put together some capital, he helped her to create her own opportunity for income where today she provides internet, photocopying and telephone services. She is currently very enthusiastic about growing her business, which is why she is coming for a Kiva loan. With this, she will purchase an additional photocopier and a computer, taking advantage of the demand for this service which continues to increase as they have no competition in this sector. This is exactly the reason that her investment will be successful.
View original language description ↓
Stephany de 22 años vive con su cónyuge tiene una hija de 7 años de edad; su hija nació a los 15 años y ella terminó su bachillerato, dos años después de su nacimiento. Así fue como todo no fue muy fácil, pero siempre se sobrepuso, estudió enfermería, auxiliar de droguería y farmacia, y con mucho esmero logró salir adelante, cuando su esposo reuniendo un capital , le ayudó a crear su propia oportunidad de ingresos donde hoy ofrece servicios de internet, fotocopiadora y llamadas telefónicas . En la actualidad está muy entusiasmada en hacer crecer su negocio, por eso acude a su credikiva, con el que comprará una fotocopiadora mas y un computador, aprovechando que la demanda de este servicio cada vez mas se incrementa, porque no tienen competencia en el sector y esta es justamente la razón por la cual su inversión tendrá èxito.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 466
    View loans »
    Colombia Loans Fundraising
  • $15,270,025
    Funds lent in using Kiva
  • 1,772.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Stephany Del Carmen to purchase an additional photocopier and a computer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 12, 2012
Currency Exchange Loss:
Nov 15, 2012