Update on IrmaIrma is a member of Banco Comunal Palmeras, and was involved in FINCA Perú 9 years ago, but was forced to halt her activity due to a theft. But through perseverance, she was able to overcome her difficulties and return as a member of Finca. She now makes clothing items such as Huamanguina blouses. She has learned punctuality, how to educate her children and take responsibility. She enjoys group meetings very much and has made friends in Bancomunal. She plans to use this credit to buy rolls of cloth.
Previous Loan DetailsIrma is a member of the Palmeras cooperative bank. She is 41 years old, separated, and has 4 children. Irma dedicates herself to making clothing traditional to her region, slips, skirts, blouses, etc. She will invest the loan she is requesting into buying fabrics, threads, laces, etc. She has... More from Irma's previous loan »
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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