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Bellavista  (Cuenca) Group
In this Group: Esther Lorena, Lizeth Andreina, Rosa Edelina, María Dolores, Hortencia María, Luis Alfredo, Erika Gabriela
The “Bellavista” communal bank has one male and six female members who are pleasant, kind, very hardworking people who work at various activities to cover household expenses and get ahead with their children. They live around Cumbe Parish in Cuenca, a place with a cold climate surrounded by vegetation. Its residents raise animals, farm and are merchants. Many of them go to work every day in the city of Cuenca in various jobs. Its residents maintain the culture and traditions of its peoples.

One of the members of this group is Rosa. She’s 35 years old, divorced and has a 13 year old daughter attending a secondary school in the city. The house she lives in is her property.

Rosa does her household chores and takes care of her daughter. She has been working selling milk for the last three years from Sunday to Sunday. She also raises guinea pigs, chickens, cattle and pigs at home. She also farms but only for home consumption.

She’s in the second loan with the communal bank and she will use it to buy a calf to continue raising animals. Her goal is to finish her house since it still needs some finishing touches.

The two little girls in the photo are the daughters of two of the members.
View original language description ↓
El banco comunal Bellavista está formada por 6 socias y 1 socio quienes son personas amables, gentiles y muy trabajadoras, laboran en diferentes actividades las mismas que les permiten solventar los gastos de sus hogares y salir en adelante con sus familias. Vive por los alrededores de la parroquia Cumbe en Cuenca, lugar que es de clima frió, está rodeado de vegetación, su gente se dedica a la cría de animales, a la agricultura y comercio, muchos diariamente laboran en la ciudad de Cuenca diferentes ocupaciones. Su gente mantiene la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Rosa, tiene 35 años, es divorciada en su unión conyugal ha concebido una hija de 13 años que estudia en un colegio de la ciudad. La casa en la que vive es de su propiedad.

La Señora. Rosa se dedica a los quehaceres de su hogar y cuidar de su hija, labora vendiendo leche actividad que la realiza hace 3 años y de domingo a domingo, también en su casa cría cuyes, pollos, ganado y cerdos. Se dedica a la agricultura y lo que produce es solo para consumo de su hogar.

Se encuentra en el segundo crédito que realiza en el banco comunal y lo va a invertir en la compra un becerro para seguir creciendo en la cría de animales.

Su meta es terminar su casa ya que aun le hacen falta algunos acabados.

Las dos niñas de la foto son hijas de dos de las socias.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bellavista (Cuenca) Group's $3,650 loan helped a member to buy a calf.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2012
Listed
Apr 12, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012