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32-San Sebastian 2-32 Group
In this Group: Marco Antonio, Imer, Silbette Jetcelaa, Indira Diana, Karen, Tomas Claus, Rosa, Lisbeth
The 32-San Sebastián 2-32 communal bank has eight members with five women and two men. The communal bank’s president is Lizbeth. She is 24 years old, single and a photographer. She has a photography studio in the Linde area. This loan is the second with the institution. Lizbeth will use the loan to purchase photography equipment for her business. Her reason for requesting this loan is the need to improve the quality of her earnings. Lizbeth faces challenges in her business like competition and using profits to develop her photos with the best quality. Her dreams for the business are to offer a high quality service and to open another studio.
View original language description ↓
El Banco de Emprendimiento 32-San Sebastián 2-32 esta compuesta por ocho integrantes cinco mujeres y dos varones, la presidenta del banco de emprendimiento es la señorita Lizbeth tiene 24 años y es soltera ella se dedica al oficio de fotógrafa, tiene su estudio fotográfico en la zona de Linde, este préstamo es su segunda secuencia dentro de la institución, Lizbeth utilizara este préstamo para compra de artículos de fotografía para su negocio, la razón para solicitar este préstamo es la necesidad de mejorar la calidad de sus insumos, Lizbeth enfrenta retos en su negocio que son la competencia y utilizara los beneficios en realizar el revelado de sus fotos en mejor calidad, sueña para su negocio es ofrecer un servicio de mejor calidad y en un futuro abrir otro estudio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 97
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 32-San Sebastian 2-32 Group's $3,225 loan helped a member purchase photography equipment.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2012
Listed
Apr 12, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012