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Maria Soraya

Update on Maria Soraya

Mayra is 29 years old, and she lives in Orquídeas Guayaquil. She is married and she has 3 children. She and her husband have decided to become independent because they were previously working for other people. They have decided to start selling "fritada" (a dish made with pork and corn), and things are going well. She works every day and her husband helps her with the activity. In the future she hopes to own the shop she is currently using and to expand her activity. The loan she is requesting will be used to buy oil and pork.
View original language description ↓
Mayra de 29 años vive ( orquídeas Guayaquil ) ella decidió con su esposo independizarse en los negocios porque antes trabajaban para otras personas . tomaron la decisión de poner a vender fritada y les va bien . trabaja todos los días es casada su esposo la ayuda en el negocio tiene 3 hijos . a futuro anhela tener el local donde esta ahora y extender su negocio . con el préstamo comprar ( aceite chancho ).

Previous Loan Details

Soraya, 28, is a hard working woman who started her business through a woman that used to employ her and taught her how to make bolones (typical Ecuadoran fast food). From there she invested in her own business. She works from 6am until 12:30pm alongside her husband. They have a two-year-old… More from Maria Soraya's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Maria Soraya to buy oil and pork.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
Apr 12, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013
This photo was used before for a previous loan for Maria Soraya. It was first posted on Kiva on Apr, 2011. Learn More