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Delfa Mercedes
Delfa Mercedes, 39, is single and has no children. She lives with relatives in Chillanes, in Bolívar Province.

The communal bank VIRGEN DE BAÑOS is located in the "Mama Sara de Cerritos" community. Most of its members are involved in agriculture, growing corn or raising livestock.

Delfa Mercedes is a farmer who grows blackberries, tomatoes, beans and corn. She is requesting a loan to buy weed killers, compost, fertilizer, urea, insecticides and supplies. Every week she goes to San Pablo de Atenas to buy and sell.

With the help of the loan she will be able to improve her crops. The main challenge she is up against is improving the economic situation of her family.

In her free time she enjoys relaxing and reading the Bible.
View original language description ↓
Delfa Mercedes tiene 39 años de edad es soltera no tiene hijos, vive con los familiares en Chillanes provincia de Bolívar.

La VRC VIRGEN DE BAÑOS está formada por en la comunidad mama Sara de Cerritos, los socios se dedican la mayor parte de su tiempo en la agricultura, siembra de maíz y crianza de animales.

Delfa Mercedes se dedica a la agricultura a la siembra de mora, tomate , fréjol, maíz. Solicita el crédito para comprar líquidos para la maleza, insumos, abonos, fertilizantes, urea, insecticidas. Las compras y las ventas lo hará en San Pablo de Atenas cada semana.

Con la ayuda del crédito podrá mejorar los cultivos. Los desafíos a los que se enfrenta es mejorar la situación económica de la familia.
En el tiempo libre le gusta descansar y leer la Biblia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Delfa Mercedes to buy weed killers, compost, fertilizers, urea, insecticides and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2012
Listed
Apr 12, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013