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Fredy Mauricio
Fredy Mauricio, 27, is single and has no children. He lives with his parents in San Miguel de Bolívar. Fredy Mauricio works making flower arrangements. He has a flower shop.

He is requesting the loan to buy flowers, roses, daisies, and baby's breath. With the help of the loan he will be able to increase his merchandise.

He will make his purchases in Ambato every week, and he makes his sales in San Miguel.

His dream is to buy himself a vehicle. The challenge he faces is competition in the business. In his free time he likes to watch television.
View original language description ↓
FREDY MAURICIO tiene 27 años de edad es soltero no tiene hijos, vive con los padres en San Miguel de Bolívar.

Freddy Mauricio se dedica a realizar arreglos Florales, tiene un local de flores. Solicita el crédito para comprar flores, rosas, margaritas, iluciones. Con la yuad del crédito podra aumentar la mercadería.

Las compras las realizaran en Ambato cada semana y las ventas lo hace en San Miguel.

El sueño es comprarse un vehículo. Los desafíos a los que se enfrenta son la competencia en el negocio. En el tiempo libre le gusta ver televisión

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Fredy Mauricio to buy flowers, roses, daisies, and baby's breath.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 11, 2012
Currency Exchange Loss:
Apr 18, 2013