Flor is single and 27 years old. Flor, with her aunty, has a restaurant on a street in the middle of Ayacucho city, which she started up 2 years ago.
On the other hand, Marta is married, 48 years old with 4 children. Along with her husband she has a carpentry workshop in her home. They carry out contracted work. Marta helps her husband paint the pieces of furniture.
Whereas Fortunita lives with her partner, is 39 years old and has 4 children. Fortunita sells jumpers, hats, as well as other wool products. She buys her stock in Juliaca, and sells it in the markets by travelling around.
Flor, Marta and Forunita need a loan of 800 soles, 600 soles and 1000 soles, money which they will invest in purchasing plates, rice, sugar, wood, paint, jumpers, hats and scarves.
Flor, Marta and Fortunita hope to educate their children so that they can become professionals, have children, other businesses and build a house.
Translated from Spanish by Lucy Williams, Kiva volunteer
Flor, Marta y Fortunita pertenecen al Banco Comunal Firmeza hace 4 meses, 1 año, 10 años respectivamente.
Flor es soltera y tiene 27 años, Flor junto a su tía tienen un restaurante en una calle céntrica D. la ciudad D. Ayacucho, actividad que realiza hace 2 años.
Por otro lado Marta es casada, tiene 48 años y 4 hijos, Marta junto a su esposo tienen una carpintería en su casa, realizan trabajos por contratos, Marta le ayuda a su esposo en el pintado D. los muebles.
Mientras que Fortunita es conviviente, tiene 39 años y 4 hijos, Fortunita venD. chompas, gorras, entre otros productos hechos D. lana, sus productos lo compra en Juliaca, sus ventas lo realiza en las ferias D. manera ambulatoria.
Flor, Marta y Fortunita necesita un préstamo D. 800 soles, 600 soles, 1000 soles, dinero que será invertido en la compra D. platos, arroz, azúcar, madera, pinturas, chompas, gorras, chalinas.
Los sueños D. Flor, Marta y Fortunita son educar a sus hijos para que sean profesionales, tener un hijo, otro negocio mas y construir su casa.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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