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Esiebo Elizabeth
Esiebo, age 48, is married with three children. Her youngest child is 15, and her oldest child is 25. All three of her children are attending school. She sells CD's in a local market in Brazzaville. Esiebo will use the loan to buy more CD's to stock her shelves.

She has had this business for fifteen years and has gained many valuable customers over the years. Her business strategy is to negotiate well with her customers and offer competitive prices.

Esiebo has had three previous loans with Kiva's partner HOPE Congo. She has a very good repayment record, and she hopes to one day be able to travel abroad to buy merchandise for her business. She knows she can get better prices and a larger variety of CD's from outside of Brazzaville.

Additional Information

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Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 492.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD