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Ana Julia
Ana Julia is a single mother of one daughter, who she has provided for as well as her education and economic conditions have allowed.
She teaches primary school to children of all ages in a village school in Santa Rosa del Peñón, and has done so for several years. Her work has allowed her to build her own house and provide for her daughter. She has worked with Ceprodel for 1 1/2 years, and used her first credit to invest in her housing; she is grateful for this support which has benefitted many Nicaraguan families in achieving their dreams of economic progress and improved living coniditions. This will be her eighth credit, which she plans to use to buy stones, cement, blocks, steel, and to pay wages for laborers, in order to build a more spacious and comfortable bedroom.
View original language description ↓
Ana Julia es madre soltera quien tiene a su cargo a su única hija a la que le ha dado conforme
Sus posibilidades lo mejor en educación y condiciones económicas.
Se gana la vida impartiendo clases de educación primaria a niños de todas las edades en una comarca aledaña al municipio de Santa Rosa del Peñón donde tiene varios años de dedicarse a esta actividad la que le ha permitido construir poco a poco su propia vivienda y sacar adelante por si sola a su hija.
Tiene año y medio de trabajar con Ceprodel lo cual desde que le otorgaron su primer crédito han sido para invertirlos en su vivienda lo que agradece este apoyo que es beneficioso para el desarrollo económico muchas familias en Nicaragua, ayudan a cumplir dichos sueños de tener un techo digno donde vivir.
Cabe mencionar que es el octavo crédito que solicita para la compra de piedra, cemento, bloques, hierro y pago de mano de obra con el fin de construir un dormitorio para tener más espacio y comodidad.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $23,443,675
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ana Julia to buy stones, cement, blocks, steel and to pay wages for laborers.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 11, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013