Mikheil is 31 years old. He lives in a village of Gardabani District with his family - his wife (Nina), parents, younger brother, and grandmother (retired). The family earns a living through an agricultural business. In particular, they have a small dairy farm with two milk cows and three calves. Mikheil sells milk, as well as homemade cheese, produced by his mother. Along with the agriculture, Mikheil also works as a night-watch at a local company. The total average monthly income of the family is 1100 Laris, including the pension of Mikheil’s grandma.
Mikheil requested credit for purchasing a plot of land. He will cultivate it and sow vegetables, such as corn. Mikheil will sell the harvested products locally to green grocers and product wholesalers. The income of the family will increase. Mikheil plans to make some savings from the increased income, as he wants to build a separate house in the same village, where he will live with his wife and children in the future.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.