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Copaboka 2 Group
In this Group: Théoneste, Marie, Spéciose, Odila, Théophile, Alivera, Laurent, Verena, Seraphine, Lea , Alexandre, Agnes*, Cecile, Justine
* not pictured
Spéciose is a member of the COPABOKA 2 group. She is 50 years old, married, and has four children, ages 15 to 26. Three of her children attend school, and Spéciose has no other dependent. Her education level is 6 years of elementary school.

She became a client of ACB in 2012, and this is her first loan cycle. The requested loan is helping her to buy chemical fertilizers and pay for the labor of the people who helped her cultivate her field. She is expecting no difficulty in the repayment of this loan.

In order to increase her activity, she is planning to request other loans which will enable her to become the first rice farmer in her neighborhood. With the profits, she is planning to take care of her family's well-being and pay her children's school fees.
Spéciose, membre du groupe COPABOKA 2 est mariée et a 50 ans. Elle a 4 enfants dont le plus âgé a 26 ans le moins âgé a 15 ans. 3 de ses enfants vont à l'école et elle n'a aucune autre personne en charge.
Son niveau d'éducation est 6 ans de l'école primaire.

Elle est devenu client d'ACB en 2012, et le cycle actuel est le 1èr. Le crédit qu'elle a demandé lui a aidé d'acheter les angrais chimiques et avec ce même crédit elle a payé la main d'oeuvre des gens qui ont cultivé son champs. Elle n'anticipe aucune difficulté de non remboursement de ce crédit. Pour accroître son activité, elle prévoit de solliciter d'autres crédit pour devenir le premier dans son quartier qui fait l'agriculture du riz. Avec le profit, elle va développper le bien être de sa famille et payer le frais scolaire pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $15,198,425
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Copaboka 2 Group's $2,175 loan helped a member to buy chemical fertilizers and pay for labor.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 24, 2012
Apr 25, 2012
Currency Exchange Loss:
Nov 15, 2012