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Ibodat has been selling at a market for over ten years. She sells men's clothing. She obtained her first loan in 2002. Now, Ibodat is a successful entrepreneur. At some point, her son, just like others, went to Russia for work, but things were not going as Ibodat wanted. She decided to obtain a large loan and open another retail outlet for her son at a good market. Currently, they have two retail outlets. Ibodat sells men's clothing accessories, such as hats and undergarments, and her son has more expensive men's clothing and good turnover in business. At the present time, she is very glad that organizations like Kiva exist, and that they helped her and her son to find a good, profitable work. Now, her son can stay near her and with his family.
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Ибодат торгует на рынке более 10 лет. Она продает мужскую одежду. Первый свой кредит она получила в 2002 году. Сейчас она успешный предприниматель. Когда-то ее сын также как и другие ездил в Россию на заработки но дела шли не так как хотелось Ибодат. Она решила получить кредит в большом размере и открыть еще одну точку на хорошем рынке для сына. Сейчас у них две торговые точки. Ибодат продает мелкие мужские вещи, как головной убор и нижнее белье ,а у ее сына более дорогая мужская одежда и хороший оборот в бизнесе. В настоящий момент она очень рада что существуют такие организации как КИВА ,что помогли ей и ее сыну найти хорошую прибыльную работу. Теперь ее сын находиться рядом с ней и со своей семьей.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 181
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ibodat to purchase spring merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Mar 30, 2012
Currency Exchange Loss:
Oct 15, 2012