Placide is a motorcyclist. He is married, 38 years old and he has 4 children - the eldest is 9 years old, and the youngest 3. Three of his children attend school and he has no other dependents. He completed 6 years of secondary education. Having started with the ACB in 2005, this will be Placide's 12th loan. All the loans he has previously taken out have been repaid.
The loan accorded to him this time has allowed him to buy motorcycle insurance, to pay the transport permit and the taxes. He does not anticipate any difficulty which could result in him failing to repay the loan. His plan is to work hard in order to be able to buy a car. The profit he generates as a motorcyclist allow him to take good care of his family.
Monsieur Placide est motard. Il est marié, âgé de 38 ans et a 4 entants dont le plus âgé a 9 ans et le moins âgé a 3 ans. 3 de ses enfants vont à l'école et n'a aucune autre personne en charge. Son niveau d'éducation est 6 ans de l'école secondaire.
Ayant debuté dans l'ACB en 2005, Monsieur Placide est au 12ème cycle. Tous les crédits qu'il a soldé dans le passé sont bien remboursé. Le crédit lui octroyé lui a permit d'acheter l'assurance de ses motos, de payer l'autorisation de transport ainsi que les taxes. Il n'anticipe aucune difficulté qui pourra provoquer le non remboursement de son crédit.
Il a la stratégie de travailler beaucoup pour arriver à un niveau d'acheter une voiture. Le profit qu'il tire dans son activité de motard lui permet de mettre sa famille en bon état.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.