Grupo Lucero Group
1. Dinora S., (who will buy oranges, green tomatoes, red tomatoes, onion, candy etc. for sale, as well as cosmetics for sale),
2. Carmen Leticia X., (who will buy pop, eggs, dairy products, candy, oil, milk, etc. for sale),
3. Teresa T., (who will buy sheets, bedspreads, shoes, cosmetics, lipsticks, mascara, and perfume for sale), and
4. Rosaura S., (who will buy perfume, lipstick, shadows, liner, bras, underwear, shoes, etc. for sale).
Dinora is the group representative. She is 32 and has been married for 8 years. She and her husband have two children, ages 5 and 7. Dinora is requesting this loan to invest in her small grocery store and cosmetics sales business. She has five years' experience in this work and has invested a large part of her time in them. These businesses have been a great economic help for her family. She has not had any major problems stopping her from doing her work. She started this business on her own because she wanted to help her husband, a taxi driver, with the household costs. A loan will help her to keep expanding her business.
1.- Dinora S. (COMPRA DE NARANJA, JITOMATE, TOMATE, CEBOLLAS, DULCES, ETC. PARA VENDER Y COMPRA DE COSMETICOS PARA VENDER)
2.- Carmen Leticia X. (COMPRA DE REFRESCOS, HUEVO, LACTEOS, DULCES, ACEITE, LECHE, ETC. PARA VENDER.)
3.- Teresa T. (COMPRA DE SABANAS, COLCHAS, ZAPATOS, COSMETICOS, LABIALES, RIMEL, PERFUMES PARA VENDER)
4.- Rosaura S. (COMPRA DE PERFUMES, LABIALES, SOMBRAS, DELINEADORES, BRASIER, PANTALETAS, ZAPATOS, ETC. PARA VENDER.)
Dinora es la representante de este grupo, ella tiene 32 años de edad y está casada desde hace 8 años, ella y su esposo tienen 2 hijo de edades de 7 y 5 años, la señora Dinora solicita este préstamo para invertirlo en su recaudería y en venta de cosméticos, en este tipo de actividades ella tiene 5 años de experiencia en los que ella ha invertido gran parte de su tiempo en esta actividad productiva que es gran ayuda en la economía de su familia, ella no ha tenido problemas mayores que le impidan realizar su trabajo, ella inició este negocio por iniciativa propia porque quería ayudarle a su esposo que es taxista con los gastos de su casa. Un préstamo le ayudará a que su negocio siga creciendo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid