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San Judas Tadeo Group
In this Group: Ricardina Guillermina, Domitila Ciriaca, Esperanza, Eva Floriza, Modesta Blanca, Teodosia, Carmen Rosa, Carmen Luz, Gloria*
* not pictured
Ricardina, 57, is married and has three children. Currently she is a member of the San Judas Tadeo communal bank, a group made up of nine members who work in various business activities.

Ricardina works selling groceries and vegetables in a stall in the market. This business came up as a result of her children growing up, and she wanted to give them an education and a better quality of life. Ricardina worked very hard along with her husband. Today she has loyal customers. Thanks to her effort and dedication she has achieved a better income and has bought herself electrical appliances.

Ricardina requested a new loan to buy grocery merchandise (milk, noodles, sugar, etc.) to continue growing in her business.

Ricardina will achieve her goals with a lot of work and effort, and the EDAPROSPO loans will help her.
View original language description ↓
La Sra. Ricardina es casada tiene 57 años de edad y tiene 3 hijos, actualmente es socia en la alcancía comunal “San Judas Tadeo” grupo conformado por 9 socios que se dedican a diversas actividades de comercio. Ricardina se dedica a la venta de abarrotes y verduras en un puesto en el mercado, este negocio surge a raíz de que sus hijos crecian y ella queria ofrecerles educacion y una mejor calidad de vida. Ricardina trabajo muy duro junto a su esposo, hoy en día ya cuenta con clientes fidelizados, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos, se ha comprado artefactos eléctricos , Ricardina solicitado un nuevo préstamo para comprar mercaderia abarrotes(leche, fideos, azucar etc) para seguir creciendo en su negocio . Ricardina cumplirá sus metas con mucho trabajo y esfuerzo y que los prestamos de Edaprospo le ayudaran.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Judas Tadeo Group's $4,925 loan helped a member to buy groceries (milk, noodles, sugar, etc.).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2012
Listed
Apr 11, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012